Worker's compensation insurance is a type of insurance policy that provides benefits to employees who are injured or become ill as a result of their work. In general, worker's compensation insurance is a legally mandated requirement for most employers, and it provides coverage for employees who are injured or become ill while on the job.

The benefits provided by worker's compensation insurance typically include medical expenses, lost wages, and rehabilitation costs. In some cases, the insurance may also provide death benefits to the family members of employees who are killed while on the job.

The specific requirements and regulations related to worker's compensation insurance can vary depending on the state or country where the employer operates. However, in general, employers are required to purchase worker's compensation insurance to cover their employees in case of work-related injuries or illnesses.

If an employee is injured on the job, they will typically need to file a claim with their employer's worker's compensation insurance provider. The insurance company will then investigate the claim and determine the amount of benefits the employee is eligible to receive based on the severity of their injuries and the specific terms of the insurance policy.

In summary, worker's compensation insurance is a type of insurance policy that provides benefits to employees who are injured or become ill as a result of their work. It is typically a legally mandated requirement for most employers, and it helps ensure that employees are protected in case of work-related injuries or illnesses.